Secure shopping
We ensure secure shopping and data protection
Secure Online Shopping is a service provided free of charge by your bank and approved by Visa International and MasterCard® International, an innovative and trustworthy system whereby your internet purchases are approved using a code sent to your mobile by text message.
3-D Secure is a credit card authentication program implemented by Visa and MasterCard to reduce fraudulent purchases by verifying purchaser identity during online transactions.
Internet transactions are classed as 'cardholder not present' transactions. 3D Secure helps to identify a cardholder and confirm that it was indeed the legitimate cardholder entering the card details.
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3D Secure can be thought of as an online version of Chip and Pin technology, whereby the cardholder has a personalized password registered with their card that is entered during the checkout process. 3D Secure is predicted to become the industry standard and all online consumers will soon become as familiar with this, as when they enter their Pin number at a cash machine or till in a shop.
The cardholder will need to pre-register for the service, at no cost, and then use a password for authentication when shopping online in future. The cardholder will acquire a 3D Secure password during the purchase process when he/she will be prompted to register their details and create a 3D secure password.